You Shouldn't Have to Be a Big Bank to Make Money on Foreign Exchange Transactions.

 Our Focus is Competitive, Compliant Cross-Border Payments. 

SmartRoute, our innovative and patented foreign exchange marketplace, revolutionizes how community banks and credit unions access the best rates for FX transactions by bringing together multiple liquidity providers who compete to offer the most competitive rates. 

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NudgeConvert is an innovative (and newly patented!) solution that revolutionizes real-time payments. Using NudgeConvert, banks and credit unions can convert USD international payments into foreign exchange payments. This empowers community financial institutions to increase non-interest income when clients opt for conversion.

Read our latest blogs
3 min read

The Exchange Newsletter - February 2026

This month's must-knows on bank charter momentum, ISO 20022 friction, and modern correspondent banking strategy As we...
7 min read

Community Banking News Update: Bank-Fintech Acquisitions, Credit Union Tax, SBA Eligibility Changes - February 2026

Key regulatory, policy, and market shifts community banks and credit unions should be watching These are extraordinary...
3 min read

Wire Transfer Automation: A Modern Solution to a 150-year-old System in Need of an Upgrade

Common international wire failure points and how international payment automation can reduce errors to under 1% In...
3 min read

Correspondent Bank vs. Intermediary Bank vs. Beneficiary Bank: What’s the Difference?

Understanding the roles of correspondent, intermediary, and beneficiary banks, and international wire transfer...